When to Call Us

Are you in crisis and don’t know the next steps to take?

You may feel you have no one else to help you work through what seems an impossible situation. It’s an emotional time. When you’re in meltdown it’s hard to make the decisions that matter. That’s when you need to know there is a friend to help you in your time of need.

For Individuals:
It’s never too late to contact us no matter how big or small your personal debt. If the following sounds familiar you should definitely give us a call:

  • Are you avoiding opening mail
  • Don’t answer the phone
  • Experiencing breakdown in your relationships
  • Drinking a bit too much
  • Waking up every morning with that sick feeling
  • Feeling like you are drowning in debt with no way out
  • Falling further behind on repayments


For corporate clients:
When is the right time to act?  Today - if you are experiencing significant personal and business financial stress, then you need to apply some fast action.
Signs you need help are:

  • Your cash flow is in crisis
  • Creditors terms have blown out e.g. payments are at 90-120 days
  • Liabilities are mounting up e.g. tax unpaid and behind
  • Employee obligations are not being met
  • You’re buying sales just to stay ahead
  • You’re losing key customers or suppliers